No Interest Loans (NILs ) is a financing option from Good Shepherd Microfinance that helps people on low incomes (including Centrelink) to buy the things they need.

Loans are available up to $1,500 with NO interest, NO fees and NO charges ever − so you pay back exactly what you borrow.

  • Education
    i.e. course fees
  • Household appliances
    i.e. fridge, washing machine
  • Household furniture
    i.e. baby items, dining table
  • Health and well-being
    i.e. dental, glasses
  • Technology
    i.e. computer, tablet
  • Economic participation
    i.e. tools
  • Outdoor equipment
    i.e. lawnmower, BBQ
  • Repairs
    i.e. to house or car
  • Car related items
    i.e. driving lessons, tyres
  • Other
    i.e. funerals or vet costs